Insurance issues worry you?

A devastating lightning strike for a Halls’ Lake family perhaps has you thinking about your own insurance policy and about fire safety.  

Maybe you have used Algoma Mutual who offer a 15% discount because you are a lake association member.  Or maybe following our spring webinar on insurance done by CADE broker, Ross Fraser, you have taken a closer look at your policy. Joan Hamilton relates that ‘thanks to that webinar, I managed to have “Replacement cost” worked into our cottage coverage’. 

Shopping for insurance is like shopping for the best deal on a car.  The cheapest is not always the best.  Make sure that you have the best coverage possible and keep in mind that some HHLPOA members have saved hundreds and received better coverage.  As FOCA (Federation of Ontario Cottagers’ Associations)  members, HHLPOA members may want to consider 

CottageFirst: the first group program dedicated to cottagers, exclusively available to FOCA members. Get great coverage on your cottage, home, car, boat and more. Contact Cade Associates Insurance Brokers: 1-844-CADE-1ST or visit www.cottagefirst.com for a no obligation quote.

FOCA also has some forest fire safety tips for Ontario cottagers on their website here.

Lead photo credit: Carol Moffatt